Why Consulting An Attorney Before You Take The Course Is Important
Working with an attorney is key in understanding how to proceed with your pre-bankruptcy counseling.
Filing for bankruptcy and trying to fulfill the pre-bankruptcy counselling requirements without an attorney is not recommended. Here are just a few reasons why having help from an attorney at all stages of the bankruptcy process is ideal for all applicants:
Your counseling has to be completed with a government-approved agency, as this is the only way it will count. Your lawyer will help you find one of these agencies so you can be sure the course you are taking is legitimate in the eyes of the court.
The budget that the credit counseling agency comes up with has to be filed with your bankruptcy petition, and failure to do so can jeopardize your case. Your attorney will take on the task of making sure this critical step isn’t missed.
The agency is responsible for helping you come up with a feasible budget for repaying your debts. While in most cases their job is to confirm that bankruptcy is your most viable option for financial freedom, you need to be aware that they may not come to that conclusion, and they may determine that bankruptcy is not best for you. If the courts agree with this, you may be forced to file for Chapter 13 bankruptcy instead of Chapter 7. An attorney who has seen these situations before can advise you on how to proceed.
Bankruptcy Is Designed To Help You
We’re here to show you how.
If you believe that bankruptcy may be able to help you get back on track with your finances, be sure to get in touch with us. We’ll provide you with a free one-hour consultation during which we will discuss your particular situation and how we might be able to assist you in getting the debt relief you need. Bankruptcy is a complicated process, but it’s our job to make things simple for you. Whether you don’t make enough income to pay your bills and are in need of an eviction lawyer or want to keep your promises to your creditors but need help with a debt repayment plan, Thacker & Dutton Law Firm can help you find a viable financial solution that works for your life situation.